We provide advice, develop solutions, and implement action plans to address concerns for our clients in the areas of financial, retirement and estate planning.

Each plan is unique, based on individuals needs, objectives and risk appetite. These plans may require placement of insurance and investment products in order to be properly implemented. We also assist clients that require advice concerning pension choices and group benefits that are made available to them.

• Investment Management Services
• Retirement Planning
• Risk Management
• Investment Tax Minimization Strategies
• Estate Planning

We understand that our clients have many options and choices available in today's marketplace. We also understand that our clients must be confident that they receive excellent advice. Tax regulations and policy changes in the insurance and investment industries are frequent in Canada. We remain current in this evolving landscape or environment.

A few words about risk are warranted - we are conservative and this view is reflected in our advice. Our clients expect their capital to be protected, while earning a competitive rate of return on their investments. We quantify our client's risk exposure and implement solutions based upon their risk tolerance and their expectations regarding returns on their investments. We pay close attention to economic and social science trends. We believe that knowledge in these areas helps us to better understand our client's needs and assists us in providing objective, unbiased and informed advice.

We build long-term relationships with our clients, and often their children and grandchildren, to ensure that the client's plans reflect their needs over time.